Tuesday, June 19, 2012

How "Interesting"


When people hear that I want to teach dance in inner cities, often times their response is, “Oh! Well, how interesting. That’s cool.” Sometimes I wonder what these people mean when they say ‘interesting’. Are they using that word to describe my desire to teach inner city youth, or are they altogether ignoring the inner city context, and referring to my desire to teach dance as ‘interesting’? Something in me believes that it is the former rather than the later that makes that phrase pass their lips.

Students who were raised in the studio – most likely from middle/upper class families – tend to see dance as a hobby; something that they choose to do out of a list of many other potential possibilities. However, in the inner city, the list of opportunities is not as extensive. This is the main thing that drives my passion to teach dance to these students. Urban students aren’t sitting at home conflicted about what to do with their day due to the overwhelming options being presented. These students are conflicted because there are no options.  They do the same monotonous things day in and day out.

I grew up in a single parent home, and I am familiar with having limitations put on my desired hobbies because of financial struggles. Although I wasn’t raised in the inner city, and I am not personally familiar with most of the situations that my kids had/have to face, I do understand limitations.  My break came in high school when I was given the opportunity to join the dance team and it changed my life. Dance became a way to express myself, and took me outside of the areas in my life that hurt. When people say to me, “Oh! Well, how interesting. That’s cool,” I respond with, “You’re right. It is cool," because I understand what it’s like to want something to do.  It brings me joy to share my talents with students who, even if for the sake of having nothing else to do, will soak up what I’m teaching them.  Maybe they will find that dance is something that can bring them into their own place of healthy expression. And that, to me, is ‘interesting.’ 

-Shanae Green

Thursday, May 24, 2012

“No One Can Live Your Life but You!”


-Perspective Through The Lens of FutureProfits-

            Most people would agree that there is a distinct difference in maturity between freshman and senior students in high school. Evidenced by behavior, level of respect for authority, self-esteem, and so many additional factors that speak into ones’ development. With this knowledge, some might say that the hope to reach a group ranging from freshman to seniors using one curriculum is outlandish. Some might say it’s impossible, and altogether shy away from the idea. However, FutureProfits™ is not a part of that ‘some’.  There is a sort of knowledge that can be useful for anyone, and FutureProfits™ presents such information.
With the basic idea that no one can live someone else’s life, comes a curriculum that teaches students in high school how to have control of their money. This past year FutureProfits™ has served freshman through seniors, and has seen many success stories about students who have decided to take ownership of the curriculum taught to them. Unit 3 of the curriculum discusses student loans (i.e. interest rates, types of loans to look for, questions to ask yourself before getting a loan), and brings awareness to the value of education. After this was presented, many students – from freshman to seniors – mentioned how much more aware they were of the benefits of getting a student loan for themselves. Prior to this being taught, many students were held captive by the notion that all loans are bad, and were therefore interpreting their pursuit of education as a fantasy, rather than a reality. In short, they’ve decided to go against the grain of what they thought, and have decided to start pursuing education after high school! Students are beginning to believe that no one can live their lives but themselves. Their questions and continual intrigue prove this. 
-Shanae Green, FutureProfits Program Assistant

Monday, March 12, 2012

Parenting and Money Decisions


Fuller Youth Institute recently published an article entitled, "Show Me (And Talk To Me About) The Money." Working with youth AND money, it definitely caught my eye.

So although I'm not a parent, I want to take a minute to talk to parents about the value of talking with their kids about money.

Money is one of those taboo topics...especially when it comes to personal finance. Usually if a family is tight on money, they tend to talk about money in a way that creates tension...specifically, what you can't afford. Other families that are well-off can have a tendency to give "everything" to their children...a good father wants to give "good gifts" to his children.

But involving your kids in your decisions and thoughts about money can be one of the biggest pathways to developing values in your kids that you want them to inherit. Over the past few years, I've really come to believe the truth that "where your treasure is, there your heart will be also." We make decisions with money based on the things that are important to us.


Said in another way...the decisions we make with money reveal our values. When I was 6 years old, I seriously remember thinking, "When I get older, I'm going to buy all the ice cream in the world so I can eat it all the time!" I seriously valued ice cream, and wanted bigger portions than my parents wisely gave me. But at 6, ice cream was what was important to me...and money was the way to get it.


What if we started to involve our kids in decisions about money, sharing, giving, etc. It's never too early to start. A friend of mine decided to teach his daughter about the importance of giving. He asked her to decide which toys she wanted to give away to other kids without toys. The daughter (I think she was 2 at the time) didn't want to give any away at first, but eventually parted with a couple of her favorite toys. She learned a valuable lesson that the "stuff" we have on this earth is not as important as the people surrounding us. For younger kids, including them in giving or serving decisions can instill values in them to care for others and to trust God for provision.


High schoolers, on the other hand, are at a place in their lives where they are learning to articulate their thoughts and opinions. Opening the dialogue can really help them to develop the "why" in their money decisions. In our FutureProfits curriculum, we have an activity where we look at messages about money and discuss whether we agree or disagree. Not only does it give you a chance to hear from your kids what they think, but you can also ask why they agree or disagree.

Freshmen often have a harder time articulating the "why" part, but this activity often helps them to start articulating their thoughts and values. We begin by asking the students to decide whether a certain people group would agree or disagree and why. For example, if they were to represent their parents, or billionaires, or religious leaders, or advertising companies, what would each of those people groups say about money. Then it becomes easier to talk about what they personally think. Here are some of the messages we discuss with our students:

Your value is based on how much money you make.
A penny saved is a penny earned.
Get rich or die trying.
The poor are getting poorer while the rich are getting richer.
The more money you give, the more money you receive.
Money makes the world go 'round.
The best things in life are free.
Money is power.

Here's a fun one:
Parents should give their kids money for anything they request.

There are some more ideas in the article mentioned above, but bottom line is to start the conversation, and involve them in your decisions. Who knows? God may end up speaking wisdom through them!

Friday, February 24, 2012

REMORTGAGE AMERICA


I recently read a full page newspaper ad paid for by Remortgage America detailing their plan for improving the economy. They want the US government to finance a 30 year mortgage at a fixed 1% interest rate, with interest only payments for the first two years, for every US citizen. You would be able to finance a new or existing primary residence with a $500,000.00 lifetime limit.
What they say this will do: It will cut the monthly mortgage payments for most citizens by at least $500 a month or $6,000.00 a year.
            It will increase home values by increasing demand.
It will keep people from losing their homes by decreasing monthly home mortgage payments
            It will increase annual government revenues by decreasing the mortgage interest deduction.
The costs of this program would be paid for by this increase in tax payments over the next ten to fifteen years- assuming that the increase in tax payments is not otherwise spent by Washington.
            This is a loan program, so the money will be repaid over time.
            Remortgage America says that this would cost around $14 trillion dollars

This does satisfy a desire to get the government to help us, not just help big business.
The mortgage loan process would have to be subcontracted to those already in that business. That way it would not take so long to gear up for the demand. Most people in that business would stay employed --otherwise, you would be putting a lot of people out of work.
It seems to answer the need to keep people, whose income has dropped, in their homes. It is likely to free up a large amount of money that currently goes to the monthly mortgage payment and this money is likely to be mostly spent, spurring the economy.
It will put a bottom on house prices in most places, if not increase house values.

But, $14 million dollars is quite a bit of money. The government has committed $11 trillion dollars for bailouts of corporations over the last few years, but only spent $3 trillion dollars so far, and some of that has been paid back. The refinancing of the estimated $100 million housing units in the US would take a number of years, so the $14 trillion dollars would be spent over time. Not all of those units could be purchased for $500,000 or less so the total number of units might be less than the 100 million. It would free up the money that is currently in investor portfolios as mortgage loan investments, much of which would be used to buy government bonds. Perhaps this plan could be realized financially.
This would put Washington in the business of holding the majority of its citizen’s mortgages. Many people would like to see the government taking a smaller role in people’s lives. This situation is not completely different from Fannie Mae and Freddie Mac, etc., and many people want to privatize those organizations. It does seem like it would be a hard sell in the current election environment. It would be very difficult to do politically, but something is needed to jump start the economy. Something needs to be done that would affect a large number of tax payers, not just a small number of large corporations.

-Neil Fisher
            

Friday, February 3, 2012

The Happy Wanderer

Late last week I set off on a 10-day trip to the South. To begin, on Thursday I made a quick stop in Milwaukee for a productive and inspiring brainstorming session with leaders from across the nation. We spent the day discussing and dissecting the topic of job creation and capitalism in an urban/underserved context. My opinion is that communities like East Palo Alto are often sold short. Our folks are entrepreneurial by nature. There is an active and thriving underground economy that sustains many families throughout our city. This can range from car mechanics, tattoo artists, old 'mothers' selling plates of amazing food out their back doors, the local guy hawking corn out of a cart and hustlers selling DVD's.

The question is how do we harness that energy and employ individuals? I was particularly inspired by the work in Denver with Belay Enterprises. While the NCUD staff will quickly tell me we have enough on our plate right now - I most certainly feel a stirring to think about such enterprises. With a 30% unemployment and certainly a much higher under-employment rate something must soon happen to get our hard working community gainfully employed. As has been said, "A job is the fastest way to stop a bullet."

I needed to be in Jackson, Mississippi on Monday the 23rd, so I took advantage of the time to come to New Orleans and be with my sister and her family. It was great to see them, especially my niece and nephew Lilli and Noah. As I traversed the city I was inspired by the spirit and passion of the Big Easy.

On Friday, I spent a few hours with Kevin Brown from Trinity Christian Community. Kevin is a second-generation community developer who took over the organization that his dad developed 40 years ago. Kevin lives and works in the Hollygrove neighborhood of New Orleans. Hollygrove was devastated by hurricane Katrina. The staff and family of TCC watched as years of work and effort was washed away. However, as the Prophet Isaiah said, 'When the enemy comes in like a flood, the Spirit of God raises up a standard." TCC is very much that standard in Hollygrove. Kevin and his team have been rebuilding, and uses the devastation of the storm to catalyze their community development efforts. They are buying and refurbishing houses, developing community gardens, tutoring children and teens and working with community leaders to have a master plan of development and health for their neighborhood. I'm happy to report God is doing something wonderful in Hollygrove! Out of the ashes, something beautiful is emerging.

Kevin's passion and love for his city is something I've seen all over New Orleans. Whether in Mid City or the famous lower 9th Ward (where the 'Brad Pitt' houses are) this city is fighting to rebuild. I just hope their 'spice' is something we can learn from and export to East Palo Alto!
New Orleans has given us so much... we have much to learn...

John Liotti

Tuesday, January 17, 2012

The Fins Are On To Something....


Education in America has become an issue of justice. Just spend an hour in an elementary school in a low-income neighborhood, and you’ll see the teachers are overworked, have huge class sizes, and a huge lack of resources. My friend who was a teacher in a local elementary school did not have access to even pencils for her students. She was expected to provide basics for her students out of her own money.

There are a lot of recent movies and documentaries (such as The Lottery by Madeleine Sackler and Waiting For Superman) that are presenting the problem and showing the flock of parents sending their students to “lottery” schools, where families place their hope in a lottery to be chosen for enrollment in a school with better class sizes and higher excellence in academics.

My main issue with this is that families are placing their hope in a system that determines by chance whether students have the chance to be successful. If they don’t get in, the common attitude is then “I have no hope for my son or daughter to do well in school or have the opportunity to go to college.”

Public schools get a bad rap. When I was growing up, I loved public school and didn’t see anything wrong with it. But I also didn’t grow up in a low-income neighborhood where the resources were so lacking for schools as well.

I recently read an article that talked about the philosophy behind education and how America is viewing it in regard to Finland…

The Fins Are On To Something…
What Americans Keep Ignoring About Finland's School Success - The Atlantic

To quote the article, the main questions Americans seem to be obsessed with in order to make education better are:
• How can you keep track of students' performance if you don't test them constantly?
• How can you improve teaching if you have no accountability for bad teachers or merit pay for good teachers?
• How do you foster competition and engage the private sector?
• How do you provide school choice?

Finland differs in their perspective on education reform in the following ways:
First of all, Finland has no standardized tests.
The answers Finland provides seem to run counter to just about everything America's school reformers are trying to do.
For starters, Finland has no standardized tests. The only exception is what's called the National Matriculation Exam, which everyone takes at the end of a voluntary upper-secondary school, roughly the equivalent of American high school.
Instead, the public school system's teachers are trained to assess children in classrooms using independent tests they create themselves. All children receive a report card at the end of each semester, but these reports are based on individualized grading by each teacher. Periodically, the Ministry of Education tracks national progress by testing a few sample groups across a range of different schools.

Secondly, it’s all about responsibility, not accountability.
As for accountability of teachers and administrators, Sahlberg shrugs. "There's no word for accountability in Finnish," he later told an audience at the Teachers College of Columbia University. "Accountability is something that is left when responsibility has been subtracted."
For Sahlberg what matters is that in Finland all teachers and administrators are given prestige, decent pay, and a lot of responsibility. A master's degree is required to enter the profession, and teacher training programs are among the most selective professional schools in the country. If a teacher is bad, it is the principal's responsibility to notice and deal with it.

Thirdly, Fins focus on cooperation, not competition.
And while Americans love to talk about competition, Sahlberg points out that nothing makes Finns more uncomfortable. In his book Sahlberg quotes a line from Finnish writer named Samuli Puronen: "Real winners do not compete." It's hard to think of a more un-American idea, but when it comes to education, Finland's success shows that the Finnish attitude might have merits. There are no lists of best schools or teachers in Finland. The main driver of education policy is not competition between teachers and between schools, but cooperation.

Finally, school choice is not a priority.
Finally, in Finland, school choice is noticeably not a priority, nor is engaging the private sector at all. Which brings us back to the silence after Sahlberg's comment at the Dwight School that schools like Dwight don't exist in Finland.
"Here in America," Sahlberg said at the Teachers College, "parents can choose to take their kids to private schools. It's the same idea of a marketplace that applies to, say, shops. Schools are a shop and parents can buy what ever they want. In Finland parents can also choose. But the options are all the same."
Herein lay the real shocker. As Sahlberg continued, his core message emerged, whether or not anyone in his American audience heard it.
Decades ago, when the Finnish school system was badly in need of reform, the goal of the program that Finland instituted, resulting in so much success today, was never excellence. It was equity.

Education reform is definitely needed in America, but I wonder if we are asking the right questions. What if we started to ask, “How can we make school opportunities more equal” instead of creating schools that are better and more excellent than what is currently being offered. Of course, our whole American culture of competition would need to change for that to happen. So who knows where to start? We’ll have to start somewhere, and soon, because education is the major stepping-stone to “fullness of life” in our American culture and history.
-Jenni Ingram

Friday, January 13, 2012

The trouble with floors and water is...


My son and my new daughter wanted some help on a flooring project in their condo in Pasadena, CA, so I went down to lend a hand. Our first step was to move the furniture out and pull up the carpet and take it to the dump.  The first hiccup came when we arrived at the dump.  The recent record-breaking windstorm that hit Southern California meant there was a very long line of cars and trucks trying to rid themselves of the branches that had littered their yards.

On Sunday, we wanted to move out the last of the furniture and appliances and then paint. Being an early riser I am, I wanted to get a head start.  Hiccup number two arose as I walked through the house.  I noticed a puddle on the floor that stretched across the dining area, kitchen and entry hall. It stretched so far, it was impossible to tell where it came from. I mopped the water up and waited to see if any new water came in. I couldn’t figure out what generated the mess or if it will delay the floor installation the next day.

After the water clean-up, I began to move out the appliances. When I tried to turn off the water valve for the dishwasher, the valve handle and stem broke off in my hands. Hiccup number three. Before I could take out the dishwasher, I had to fix the valve, which meant letting the other residents know that the water would be turned off the water for half the building (not to mention make our fourth unexpected trip to the hardware store).

By the end of the afternoon, the water mystery was solved (a water line had burst in the unit above us but was quickly fixed), and the happy news was that the floor installation wouldn’t be delayed. A few hours later the water valve was fixed and the dishwasher removed. After debating between fourteen paint samples, my daughter-in-law finally chose the paint color, and we painted the kitchen.

Monday morning. The floor was dry. The appliances moved. The walls painted.  The floor guys were due at 8:00 a.m.  Of course, Eight, Nine o'clock rolled around with no sign of the contractors.  The guys finally showed up at 10:00 a.m.  A few hours into work the floor installers asked me where the base trim was for the kitchen. I told them that the supplier did not send any. There were baseboards for the living room and dining room, but no trim for the kitchen.  Finally, they figured out that it wasn’t ordered, and my son left work early to pick it up. Hiccup number 4. After my son returned with the base, the floor guy said that was  not enough for the living and dining rooms. Thus, another trip to the hardware store.  By the end of Monday evening, the floor and trim was completed and looked great.  Job accomplished.

My advice to anyone taking on a “small” home improvement project is: be flexible.  There will always be hiccups along the way. But isn't life like that too?

-Neil Fisher

(*picture above taken from HERE)